Avoid the expense and inconvenience of overdrafts with overdraft protection from Valdosta Teachers' Federal Credit Union. Overdraft protection is available on all of our checking accounts, Basic Checking, Prime Advantage Checking and Credit Union 101 Checking, using your savings account or a pre-approved line of credit.

Please contact us if you have any questions about overdraft protection, or click here for a Valdosta Teachers' FCU loan application.

NCUA Part 707.11 the following items when advertising the promotion of overdraft payments (including messages posted on the internet site), provided the product is not subject to Reg. Z (A written overdraft line of credit agreement is governed by Reg Z)

Debit Card